Do you have an emergency food stash?
In this case, I’m not talking about a survival type emergency. This stash is more for “Oh #@$# I forgot to pack my lunch again” emergencies. Instead of going out and spending $10 to $15 at a restaurant, you could just reach into your stash and eat something for less than $2. That’s what I mean.
Why do I consider this an emergency? It’s a financial emergency and this is why;
Personally, I’ve always had a really hard time making my lunch in the morning and this has led to lots of eating out last minute. Costing me an average of $12 each time. Let’s say I did this 3 times a week. That’s $36 or $144 a month.. Starts to add up real quick.
Let’s take that $144 a month and invest it over 10 years in ETF’s instead. Imagine a realistic average return of 7% interest. You know how much that would be? Twenty five thousand seventy three dollars and eighty four cents. That’s right, 25K. Still worth not packing a lunch? If you did that 5 times a week like many do, it would be 41K. And that’s for a cheap $12 lunch. What if you also stopped for breakfast in the morning? I was guilty of all this. Not anymore.
The solution was easy. Have an Emergency Food Stash at work. Nothing complicated. A desk drawer will do. Load up on some Campbell’s Chunky Soup or something similar when it goes on sale. Get some instant oatmeal if you want a breakfast option. Add in some granola bars and some cans of tuna for quick snacks and you’ll be covered for pretty much anything. I even have a few Hungry Man frozen dinners in the freezer at work. I wait until they are half price and buy them for less than $3. Are they the healthiest options? No, but this is meant as a back up for a couple times a week. And a can of soup can’t be any worse than a burger at a restaurant. You could always get low sodium soups or lean cuisine types of meals.
As an added bonus, if a real world catastrophe does happen, you’ll know where to find a hidden stash of food.
What kinds of food would you/are you stashing at work?